Private Lending You Can Count On: Your Trusted Partner
At Altus Capital, we know that every borrower’s situation is unique.
Our mission is simple: to provide efficient, transparent lending solutions that move your projects forward – quickly and confidently.
Why Borrowers Choose Altus Capital
Fast Closings
Creative Loan Structuring
Dependable
Lending Solutions Built on Integrity and Expertise
For over a decade, we’ve been helping borrowers nationwide access private capital for residential, multifamily, commercial, and land investments.
Our team’s strength lies in combining deep market knowledge with a hands-on, relationship-first approach. We don’t believe in one-size-fits-all lending – we believe in lending that fits you.
We take pride in our reputation for:
- Straightforward terms and clear documentation.
- Time-tested practices that eliminate guesswork and uncertainty.
- Thoughtful communication that builds long-term trust.
Our professionals bring a collective depth of industry insight, helping borrowers make informed, intelligent financing decisions – even in a shifting market.
How We Work
Consultation & Application
We start by understanding your goals. Our experts walk you through the documentation and terms so you can move forward with clarity.
Customized Structuring
Every deal receives individualized attention. We tailor solutions to your needs and timeline – no cookie-cutter terms.
Streamlined Approval & Closing
Our underwriting process eliminates bottlenecks, ensuring funds are deployed quickly so you can seize opportunities when they arise.
Throughout the process, we maintain open lines of communication – ensuring you never feel left in the dark.
Lending Parameters
Loan Purposes
Purchase, Refinance, Partner Buy-Out, Bridge, Construction
Types of Properties
Residential (1-4 units non-owner occupied), condo, multi-family, commercial, industrial, mixed-use, land
Loan Amounts
$50,000 to $5,000,000
Frequently Asked Questions
How do I qualify for a loan?
Qualifying for a hard money loan is simpler than you might think. Private lenders focus on the strength of your real estate asset and your plan for success, not just your credit score. To get started, you’ll need a property with solid equity and market value, a clear strategy for how you’ll repay or refinance the loan, and enough financial capacity to comfortably manage payments during the term. You’ll also need to provide documentation confirming ownership, the property’s value, and the purpose of the loan.
What types of loans do you offer?
As nationwide hard money lenders, we offer a variety of business loan types, each designed to meet distinct financial needs. The loans we offer are short term (12-24 months) business purpose loans secured by real estate. Our offerings include residential (1-4 units, non-owner occupied), multi-family, mixed use and commercial as well as industrial and land loans. Each loan type comes with its terms, interest rates, and repayment plans. Please visit our loan products page or speak with a loan advisor to find the best option for your circumstances.
How long does the loan approval process take?
At Altus Capital Group, we know that timing matters. Our streamlined approval process is designed to get you funded fast — usually in two to five business days after we receive all required documents. From start to finish, our team keeps you informed every step of the way so you can move quickly on your real estate opportunity.
What fees are expected with a private money loan?
We do not charge an application fee, but loan origination fees typically range from 1.5% to 3% of the loan amount and are due upon funding. Additional costs may include appraisal, underwriting, documentation, and title fees—all standard across private lending. At Altus Capital Group, we believe in full transparency: all loan terms and fees are clearly detailed in our term sheets, so borrowers have a complete understanding before moving forward.
