Entries by Altus Equity

From Lunch Loans to Private Lending: Simplifying Complex Financial Concepts with Real-Life Examples

Private lending can be thought of as an alternative to borrowing money from traditional banks or financial institutions. It involves getting a loan from private individuals or entities rather than through a formal banking system. Individuals may seek financial assistance from private money lenders in Sacramento, opting for personalized lending solutions tailored to their specific […]

Using Hard Money Loans for Real Estate Investments

Investing in real estate is a promising venture, especially in Northern California’s dynamic market. However, traditional financing routes often come with their own set of challenges, such as lengthy approval processes and strict eligibility criteria. This is where hard money loans and hard money lenders in Northern California come into play, offering alternative solutions tailored […]

Could a hard money loan be the suitable choice for a newcomer to the field?

If you’re venturing into real estate investment or business ventures for the first time, navigating the world of financing can be overwhelming. Traditional loans might seem like the obvious choice, but they often come with stringent criteria and lengthy approval processes, which can deter newcomers. However, there’s another option gaining popularity among novice investors: hard […]

Differences between Hard Money & Private Money Loans

Hard money and private money loans are often used by borrowers who need immediate access to funds. Hard money lenders typically have an easier underwriting and loan approval process. Individuals whose application forms were rejected by traditional financial institutions can still get approved for hard money private loans Sonoma County. What is a Hard Money […]

Finding Private Money Lenders to Fund Your Deals

Were you denied a loan to purchase a property by a credit union or a bank? Consider borrowing from private money lenders near Sacramento. Private lenders often have more flexible lending criteria, and they may extend credit to borrowers who have been turned down by conventional lenders. Additionally, a private money lender can customize your […]

Get the Construction Loan You Need from a Private Hard Money Lender

Planning to raise funds for a construction project? Consider a hard money lender. A hard money lender in Northern California offers loans based on the value of collaterals, in addition to borrowers’ creditworthiness. Hard money loans are usually offered by private investors or lenders. Unlike traditional loans from banks or credit unions, hard money loans […]

Want To Refinance Your Hard Money Loan?

Hard money loans, which are secured by real properties, offer a repayment period that can range from six months to a few years and are generally easier to secure than traditional loans. Hard money loan companies in Northern California often provide more lenient lending terms compared to traditional financial institutions like banks and credit unions. […]

How to Qualify for a Private Loan

Private lending can be a great option for real estate investors who need financing quickly and with more flexibility than traditional lenders can offer. However, not everyone can qualify for a private loan. In this article, we’ll explore what it takes to qualify for a private loan and how investors can improve their chances of […]

The Top Private Lending Trends to Watch

Private money lending in Northern California has become an increasingly popular way for individuals to invest in real estate. Private money lenders in Northern California may even lend to people whose loan applications were rejected by banks. As the industry continues to grow and evolve, it’s important to keep an eye on the latest trends […]